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Providing insurance for your Home,Auto, Boat,Yacht,  Business and Life.

Pemaquid Lighthouse


Telephone: 207-770-1119

Fax: 207-904-0900


 Contact Us

108 Main Street

Damariscotta, ME 04543

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We shop your coverage among several competitive insurance companies and are always looking for the best fit for you.



From seasonal camps to ocean front estates, our office works to provide you with a complete evaluation of your property insurance needs plus a competitive rate.

  Commercial Insurance


From business owners and contractors to Maine guides and restaurants, we are able to shop your coverage with a variety of companies, tailoring an individual package specific to your business.

Contractor with toolbelt
      Boat Insurance


We can provide coverage for your power boats and sailboats. For larger yachts and working boats, we can provide access to our affiliate, Smithwick & Mariners , in Falmouth, Maine .

small boats in water
Family on the beach
      Life  Insurance

From term life,whole life to end of life insurance. Call us or submit an online application for a no obligation quote.


 "Chapman & Chapman has been working with Midcoast Energy Systems for many years.  We have appreciated their personal attention to our needs and quick response time.  All we have to do is call or email and Kathy is on it.  A pleasure to work with local people."

Bill Morgner President

Mid-Coast Energy Systems

"There are a great deal of insurance agencies out there competing for one’s business!  However, we found Chapman & Chapman Insurance Agency to be a ‘real golden nugget’ of caring professionals such as Kathy, that are genuinely interested in your company and all it’s complicated needs from buildings, equipment, auto, machinery and employees.  They truly are thinking ‘outside of the box’ for the ‘what if’s’ and the ‘definite needs’ a manufacturing company requires such as ours and they diligently seek the best pricing!  Their service is impeccable in the many years we have done business with them!"

Connie Davidson, President

North Country Wind Bells, Inc


We are so fortunate to live in the stunning area of Midcoast Maine. Feel free to follow the following links to explore our beautiful region.


Damariscotta Chamber

Pemaquid Point Association

Coastal Rivers Conservation Trust


108 Main Street/P.O. Box 1030

Damariscotta, ME 04543


207-907-0900 fax


     Monday - Friday 

  8:00 am to 4:00 pm


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